Fixed Deposit
Achieve your goals with our flexible loan options. Whether it’s buying a home, growing your business, or managing personal expenses, we offer the right loan with easy terms and quick approval to support you every step of the way.
Key Features of Fixed Deposit
High Interest Rates
Earn up to 7.5% APY on your savings with our competitive interest rates that help your money grow faster.
Flexible Tenures
Choose a deposit term that suits your goals—FD tenures range from 7 days to 10 years, giving you full control over your savings journey.
Loan Facility
Some banks offer loans against your RD deposit for urgent financial needs.
Easy Online Management
Open, manage, or close your D online anytime, with just a few clicks.
Safe and Secure
Backed by banks or post offices, ensuring your money is secure.
24/7 Support
Our dedicated customer support team is available round the clock to assist you with any queries.
Check FD Returns Instantly
Why Choose Our FD?
Safe and Secure
Your principal amount is safe with guaranteed returns.
Higher Interest Rates
Earn more than regular savings accounts.
Flexible Tenure
Choose a deposit period that suits your financial goals.
Predictable Returns
Fixed interest rates mean you know exactly how much you’ll earn.
Simple Application Process
Apply Online
Fill out our simple online application form with basic details.
Document Upload
Upload required documents digitally for verification.
Quick Approval
Get instant approval notification via SMS and email.
Account Opend
Receive intrests directly in your bank account.
Frequently Asked Questions
Yes, you can opt for premature withdrawal. However, a penalty or reduced interest rate may apply depending on the bank’s policy and how long the deposit was held.
No,you cannot add money to an existing FD. If you want to invest more, you need to open a new FD for the additional amount.
Interest earned on FDs is fully taxable under "Income from Other Sources." Banks may deduct TDS (Tax Deducted at Source) if the interest exceeds a certain threshold (e.g., ₹40,000 annually, ₹50,000 for senior citizens in India).
Yes, you can open multiple FDs with different amounts, tenures, and interest payout options as per your financial needs.
Yes, most banks allow you to take a loan or overdraft against your FD—usually up to 90% of the FD amount, without breaking the deposit.
You can easily locate the nearest bank branch by clicking on the "Locate the Nearest Bank Branch" button above, or visit our website's branch locator feature. You can also call our customer service for assistance in finding the most convenient branch location.
Upon maturity, you can choose to renew the FD or have the principal and interest credited to your linked bank account. Some banks also offer auto-renewal options.
Ready to Apply for a FD?
Join thousands of satisfied customers who have achieved their financial goals with us.